Guides · Updated 26 October 2026

    Udhaar reminder messages in Hindi and English (polite, ready to copy)

    Asking for your own money shouldn't feel awkward, but it often does. A short, polite message with the exact amount and an easy way to pay works far better than a vague "bhai, hisaab kar do". Here are messages for each stage; change the name, amount and UPI ID and send them from your WhatsApp.

    Step by step

    1. 1

      Know the exact amount

      Before you message, check the balance and the oldest entry. "₹1,240 since 3 October" is easier to accept than "thoda sa baaki hai".

    2. 2

      Start gentle

      The first reminder is a nudge, not a demand. Use their name, say the amount, and give a way to pay.

    3. 3

      Make paying easy

      Add your UPI ID or a payment link. The fewer steps, the sooner people pay.

    4. 4

      Follow up on a fixed day

      If nothing comes, send the next reminder after a week. Pick a time when people are free, like late morning, not late at night.

    5. 5

      Stay polite at the last stage too

      A final reminder can be firm and give a date, but keep it respectful. They are still your customer, and others may read the chat.

    Messages to copy

    Change the words in {curly brackets} before you send.

    First reminder · Hindi

    Namaste {name} ji 🙏 {shop} se ek chhota sa yaad dilana: aapke khaate mein ₹{amount} baaki hai. Jab suvidha ho, UPI {upi} par ya dukaan par de dijiye. Dhanyavaad!

    First reminder · English

    Hello {name}, a gentle reminder from {shop}: ₹{amount} is pending on your account. You can pay by UPI to {upi} or at the shop whenever convenient. Thank you!

    Second reminder · Hindi

    Namaste {name} ji, {shop} se. Aapke khaate mein ₹{amount} pichhle {days} din se baaki hai. Kripya is hafte tak UPI {upi} par bhej dein. Koi sawaal ho to bataiye. Dhanyavaad!

    Second reminder · English

    Hello {name}, this is {shop}. ₹{amount} has been pending on your account for {days} days. Could you please clear it this week by UPI to {upi}? Let me know if anything doesn't look right. Thank you!

    Final reminder · Hindi

    Namaste {name} ji, ₹{amount} ka bhugtaan abhi bhi baaki hai. Kripya {date} tak UPI {upi} par bhej dein, taaki khaata saaf ho jaaye aur aage bhi udhaar chalta rahe. Dhanyavaad.

    Final reminder · English

    Hello {name}, ₹{amount} is still pending on your account with {shop}. Please pay by {date} to UPI {upi} so we can keep your account open for credit. Thank you.

    Fees reminder (tuition, gym) · Hindi

    Namaste {name} ji, {month} mahine ki fees ₹{amount} abhi baaki hai. UPI {upi} par bhej sakte hain. Dhanyavaad! – {shop}

    Fees reminder (tuition, gym) · English

    Hello {name}, a reminder that the fees of ₹{amount} for {month} are due. You can pay by UPI to {upi}. Thank you! – {shop}

    Thank you after payment · Hindi

    Dhanyavaad {name} ji! ₹{amount} mil gaye. Aapka khaata ab saaf hai. 🙏 – {shop}

    Get these right

    • Send from your own number, to one person at a time. Group messages about someone's dues embarrass them and rarely work.
    • Say thank you when they pay. It makes the next reminder easier.
    • Don't threaten, and never share someone's dues with other customers.
    • If someone disputes the amount, send them their entries so you can settle it calmly.

    Where BridgeAux helps

    • Every customer's udhaar and payments with the running balance worked out for you, written in two taps or by speaking. Free (10 customers)
    • A khata link each customer opens to see their own balance and pay you by UPI. From Starter
    • A polite WhatsApp reminder with the amount and your UPI ID written for you, and a printable statement for anyone who asks. From Growth
    Udhaar khata app Try the demo

    Questions

    How do I write an udhaar reminder politely?

    Use the customer's name, say the exact amount, give an easy way to pay (your UPI ID), and thank them. Keep the first message gentle; get firmer only on later reminders.

    How often should I send reminders?

    About once a week works for most shops: a gentle first message, a clearer second one after a week, and a final one with a date if needed.

    Is it okay to remind customers on WhatsApp?

    Yes, if you message them one to one from your shop's number. Avoid groups and keep the message polite.

    More guides